# Topstep vs Lucid: monthly Combine or one-time LucidFlex

> Source: https://fundedsim.com/en/compare/topstep-vs-lucid
> Topstep Trading Combine vs LucidFlex on a 50K: monthly vs one-time price, where the drawdown locks, best-day rules, contracts and activation.

Both 50K accounts target $3,000 with a $2,000 end-of-day drawdown and an optional daily loss limit. Topstep bills monthly, needs a best day under 55% and charges $149 to activate unless you pick the no-fee path. LucidFlex is a one-time fee with no activation, a 40% best-day rule and a floor that locks at the start plus $100.

By FundedSim Desk · updated October 26, 2026

## The 50K side by side

| Rule | Topstep Trading Combine 50K | Lucid Trading LucidFlex 50K |
| --- | --- | --- |
| Price | $49 /month | not verified |
| Usual coupon price | – | – |
| Profit target | $3,000 | $3,000 |
| Max loss | $2,000 | $2,000 |
| Drawdown | end of day | end of day |
| Daily loss limit | optional | optional |
| Best-day rule | 55% | 40% |
| Max contracts | 5 minis / 50 micros | 4 minis / 40 micros |
| Activation | $149 | $0 |

We haven't verified a fixed LucidFlex list price: Lucid shows prices in a plan widget with frequent coupons. It's one payment with no monthly rebill and no time limit, so compare it against Topstep's monthly price times the months you expect to need.

## Where they differ

**The best-day rule.** Topstep wants your best day at or under 55% of total profit. LucidFlex wants 40%, or 50% if you buy the add-on. On a $3,000 target that's a $1,650 cap per day at Topstep and $1,200 at Lucid. Check your own days in the [consistency calculator](https://fundedsim.com/en/calculators/consistency).

**Minimum days.** Topstep: two, because of the 55% rule. LucidFlex at 40%: three.

**The lock.** Topstep's floor stops at your starting balance. Lucid's stops $100 above it. On a 50K: Topstep locks at $50,000, Lucid at $50,100 once you close at $52,100.

**Contracts.** Topstep allows 5 minis on the 50K, Lucid 4.

**Cost to go funded.** Topstep: $149 activation on the standard path, $0 on the no activation fee path that costs $95 a month. Lucid: $0.

## After you pass

Both pay 90/10 on the funded account. Lucid moves your floor straight to the locked level when you request a payout, even if it hadn't got there yet. Topstep resets the Maximum Loss Limit to $0 after your first payout. Either way, the first payout removes cushion. The [payout rules guide](https://fundedsim.com/en/guides/prop-firm-payout-rules) puts both next to the other firms, and the [Topstep XFA page](https://fundedsim.com/en/guides/topstep-express-funded-account-rules) has the full Topstep side.

## Which one fits you

- You make most of your money on one or two big days: Topstep. 55% leaves more room than 40%.
- You hate monthly bills and want no activation fee: LucidFlex.
- You want a hard stop on bad days: turn the daily limit on at either firm. Both make it optional at checkout.

Topstep's Combine is simulated 1:1 in FundedSim. Lucid isn't yet, but its drawdown works like Topstep's end-of-day limit, so the Topstep 50K is a good practice partner; track the 40% rule with the calculator.

## Questions people actually ask

**Is Lucid's 40% consistency rule harder than Topstep's 55%?**

Yes. On a $3,000 target, Lucid's 40% means a best day of $1,200 or less keeps the target where it is; Topstep's 55% allows $1,650. Lucid also needs at least three days at 40%, or two with its 50% add-on.

**Where does the drawdown stop trailing?**

Topstep's Maximum Loss Limit locks at your starting balance. LucidFlex locks at the starting balance plus $100, once your closing balance clears the start plus the drawdown plus $100.

## Blow it here, not on a paid eval

Run the same rules on your own trades in the simulator. Free, no card, and a blown account costs you nothing but pride.

[Start practicing](https://fundedsim.com/app)

## Keep going

- [Topstep Trading Combine: rules, costs and the drawdown that ends most accounts](https://fundedsim.com/en/prop-firms/topstep)
- [Lucid Trading LucidFlex: the numbers, and where the drawdown stops](https://fundedsim.com/en/prop-firms/lucid)
- [Consistency rules: the math behind the best-day percentage](https://fundedsim.com/en/guides/consistency-rules)
- [Consistency rule calculator](https://fundedsim.com/en/calculators/consistency)

Blow it here, not on a paid eval

[Start practicing](https://fundedsim.com/app)